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Progresive Insurance Does Not Deserve Your Business
This post originally appeared on PR Breakfast Club on August 14th, 2012.
I’m fortunate to be connected to hundreds of outstanding public relations and marketing professionals. All of them are fantastic at their job, and I’m a smarter person for just knowing them (that includes the proprietor of this blog, and the many contributors). Given all the good I see the industry accomplishing each day, at least one a month it seems an entity or a person commits such an egregious screw up that I’m left to question the future of public relations. Or at least how these people have a job that pays them more than minimum wage. The subject of today’s post is Progressive Insurance.
I’ll get right to the point. According to this Gawker article, Progressive paid to defend the killer of one of their client’s in court. Read that sentence again. Notice I didn’t say “basically” or “in essence”. No. This company paid its lawyers to defend a guy who ran a red light and killed Katie Fisher.Comedian (ironic, huh?) Matt Fisher, Katie’s brother, documented the entire situation in this Tumblr post. What happened boiled down to this. The perpetrator was underinsured, but his insurance company paid what was due to Katie’s family under its policy, which was still short. The Progressive policy that Katie had entitled her loved ones to more compensation. Progressive said no. Katie’s parents were forced to sue the other driver, and who showed up to defend him in court? Progressive’s lawyers.
Understandably, Matt Fisher was PISSED. So, he wrote about it on Tumblr yesterday, and what did Progressive do to respond to all the negative attention it got on Twitter? Respond in a human manner? Take responsibility for the TERRIBLE job it did at using human reason rather than a contract to determine what it needed to do? Oh no. Of course not:
They sent out the EXACT SAME message to anyone who responded to their official account about this situation. That entire statement reads as follows:
This is a tragic case, and our sympathies go out to Mr. Fisher and his family for the pain they’ve had to endure. We fully investigated this claim and relevant background, and feel we properly handled the claim within our contractual obligations. Again, this is a tragic situation, and we’re sorry for everything Mr. Fisher and his family have gone through.
Beyond the stock response, which is a huge middle finger to anyone upset with Progressive in this situation, this is what happens when the PR department does nothing to stand up to the legal department. I get that each company has legal obligations and contracts, and it must adhere to those. When a person is dead, and the only (for lack of a better word) comfort the surviving family members get is settlement money, I am of the opinion that you have a moral obligation to expedite the process (while doing due diligence) to help ease their pain.
I’m fortunate enough to never have lost someone I’m close to, though that day is coming. I can’t imagine the extra pain the Fisher family was forced to endure in this situation. Truly, every PR failure in this situation can be fixed with one sentence.
Act like human beings.
Read the comments section. They are absolutely making very relevant points. Here are a couple:
- With every stock answer tweet Progressive sends out with Flo’s face next to it, they are destroying that lovable character they’ve spent YEARS and (I’m assuming here) millions of dollars to build.
- The fact that Progressive extends empathy to the family when the company itself is a big part of the pain of the family.
Why I Quit Klout
Influence. In the world of digital marketing, influence is a currency quickly becoming almost as valuable as actual money for brands. Who is an influencer in this brave new world? How can you measure influence? These are questions that have spawned several different services aimed at putting a number on influence. The most well known of these is Klout. An ongoing debate has raged for a while now, centering on how you can put a single number on influence. And whether or not you should actually lend any credence to that number.
Recently, Klout changed its algorithm causing some scores to go up, some to go down, and everyone to question just what was going on. I’ll let others break down the nitty gritty of that. I want to tell you why you’ll not find my profile on Klout anymore. I was inspired to delete my account by Danny Brown‘s post earlier this week. That’s not to say his post is what drove me to delete my account; more like the final point in an argument. I’ve long said that you are responsible for your online privacy, however, that premise assumes that you signed up for an account on a site. If you agree to someone’s terms and conditions, you don’t have a whole lot of room to talk.
Klout has been pulling information for a very long time about people to determine their score. However, these people hadn’t signed up for a Klout account. This information is public info; tweets, Facebook posts/comments etc. but there’s something about a company using that information to create a profile on their site without permission that crosses a line in my mind. That’s the main reason why I quit Klout. I’ve attempted to defend Klout in the past to a certain extent, but I can’t in good conscience do that anymore.
Klout’s goal is an admirable one; trying to make online influence easy to understand and measure. After all, comparing numbers between 1 and 100 is pretty easy. However, many marketing and PR pros had begun to look at a Klout score as a be all/end all for online influence. Ignoring potential sources because their score was under a certain number or even refusing to interview certain candidates because their score wasn’t high enough. If the algorithms were more transparent, I might be able to buy that but Klout remains far too easy to game. An example: I’m from Iowa. I tweet/post CONSTANTLY about the Iowa Hawkeyes. Yet, I was more influential about hurricanes than about Iowa when I deleted my account; and I had no idea why.
I still think Klout has a place in the discussion of online influence, and I’ll probably be back at some point in the future once they get everything straightened out. I’m rooting for Klout. I hope this whole mess is a bump in the road and they are able to accurately and reliably measure online influence in an easy manner some day. What do you think? Will you be sticking with Klout? Are they being shady in your mind? Let’s hear it in the comments.
Why My Twitter Avatar is a QR Code
A few weeks ago, I changed my Twitter avatar from my smiling face, to this:

This is my QR code. Feel free to scan it.
Scott Hale asked me why I had gone with a QR code as my avatar, and we proceeded to have an interesting conversation, mostly by DM (apologies for the reverse order. Read from the bottom up).
Conversation continued….same rules apply. Again, apologies.
There are, of course, some concerns with QR codes. Specifically, it’s a pretty small demographic of people who know what to do with a QR code if they see one. I get that, and I’m OK with that. This is a new way to put my contact info in a potential client’s phone, which makes me think of it as an online business card. More creative people like Peter Cognoscenti have their’s link to an actionable online page. I’ll not ruin the surprise for you if you haven’t scanned his code yet.
As I said in the conversation with Scott, QR codes are a huge unknown currently. I think there is value in using them, especially as more and more of us use our smartphones to browse the web. For the time being, there is no universal format (think .jpg or .mp3) for a QR code, so different scanning apps have different results. That’s a problem that needs to be rectified before these can really take off.
So what about you? What value do you see in QR codes? What concerns do you have? Let’s hear it in the comments.
Your Check-in or Like Just Became More Valuable
Do you like to “like” stuff on the web? Or check-in at your favorite coffeehouse in the morning? If you’re anything like me, it’s as much a part of your daily routine as brushing your teeth. Facebook is rolling out a new way for marketers to harness that information and use it as advertisements on the social networking behemoth. From Ad Age:
The unit will give brand-related action such as a “like” or a check-in a lot more visibility on Facebook by adding them to an ad unit in addition to users’ news feeds.
For example, if Starbucks buys a “sponsored story” ad, the status of a user’s friends who check into or “like” Starbucks will run twice: once in the user’s news feed, and again as a paid ad for Starbucks. Though clearly marked with the words “sponsored story,” the ad — which will include a user’s name, just like the news feed — is not optional for Facebook users.
First of all, this is sure to raise the chorus of voices saying Facebook continues down the shadowy path of privacy. I’ve said it before and I’ll say it again: your privacy on Facebook, and the Internet in general, is not Facebook’s responsibility. Don’t want your info on Facebook? Then don’t BE on Facebook.
Secondly, this is an incredibly valuable tool for marketers. Imagine being able to harness all that word-of-mouth about your brand from all over the country and then TELL people about it; in those people’s own words. Obviously, the danger here is that some negative comments get through, which is bound to happen. However, common sense would dictate if someone is checking into your brand, the three most likely outcomes are: no comment, positive, or neutral. In other words, the benefit of the positive check-in’s far outweighs the potential for negative check-in’s. If you’d rather not take that chance, simply buy the page likes instead.
This is word-of-mouth marketing 2.0. Any REAL comment about your brand is infinitely more valuable than anything you can put in a standard Facebook ad. Or any other kind of ad for that matter.
What do you think? Will this change the face of marketing on Facebook, and potentially the Web, or will this slide by mostly unnoticed?


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